HEAVY IRON CAPITAL: NATIONWIDE EXPERTS IN CONSTRUCTION EQUIPMENT FINANCING & LEASING 

ABOUT HEAVY IRON CAPITAL

YOUR PARTNER IN HEAVY EQUIPMENT FINANCING

About Heavy Iron Capital

At Heavy Iron Capital, we specialize in one thing: helping construction professionals get the equipment they need to move dirt, break ground, and build what's next. From excavators and bulldozers to dump trucks, skid steers, and motor graders, we deliver fast, flexible heavy equipment financing for the machines that power your job site.

Built for Contractors, by People Who Know Construction

With decades of combined experience in heavy equipment and commercial truck financing, our team understands the realities of running a construction business — uneven cash flow, tight project timelines, breakdowns at the worst possible moment, and the constant pressure to bid the next job. Whether you're an owner-operator buying your first dump truck or a growing fleet operator adding a fifth excavator, we structure financing around how your business actually works.

What We Finance

We finance virtually any piece of heavy construction equipment, including:

• Excavators, bulldozers, and motor graders
• Dump trucks — single-axle, tandem, tri-axle, and Super 10s
• Skid steers, wheel loaders, and backhoes
• Cranes, telehandlers, and aerial work platforms
• Attachments, trailers, and ancillary equipment

We approve financing for new, used, and auction-acquired equipment, and we work with both dealer purchases and private-party sales — something most banks won't touch.

Why Construction Pros Choose Heavy Iron Capital

• No hard credit inquiry to apply. Get a real answer without affecting your credit score.
• Approvals in as little as 24 hours. We know you can't wait two weeks while a deal slips away.
• Flexible terms from 24 to 84 months. Match payments to your project cycles, not a generic schedule.
• Startup and challenged-credit programs. First-time buyers, owner-operators, and businesses rebuilding credit have a path forward here.
• Application-only programs up to $400,000. Skip the financial statements and tax returns on qualifying deals.
• Funding direct to the dealer or seller. Close the deal and get the keys, fast.

Our Mission

We're here to help you grow. Our mission is to remove the financial friction between you and the equipment you need to get the job done — because when you move, the industry moves with you. We're not a bank, and we don't pretend to be one. We're heavy equipment financing specialists who understand that a parked machine is lost revenue, and a missed bid is a missed contract.

Ready to Get Started?

Apply in under five minutes with no hard credit pull. Get pre-approved, find your equipment, and put it to work — typically within a few business days.